Terms and Conditions

1. Acceptance of Terms

By creating an account, browsing our pages, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any additional guidelines or rules referenced herein. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

2. Description of Service

Biovancia provides informational tools and resources related to capital allocation and business decision-support for small business owners and boutique investors. The Service is provided on an "as is" and "as available" basis. We do not guarantee that any information, feature, or output provided through the Service constitutes financial, legal, tax, or investment advice, and nothing on this website should be interpreted as a personalized recommendation.

3. Eligibility and Accounts

You must be at least the age of majority in your jurisdiction and have the legal capacity to enter into a binding agreement in order to use the Service. If an account is required, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

4. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law.
• Attempt to gain unauthorized access to any part of the Service, related systems, or networks.
• Interfere with, disrupt, or place undue burden on the Service or servers connected to it.
• Copy, reproduce, modify, or create derivative works from the Service without prior written consent.
• Use automated means (bots, scrapers) to access the Service without our express permission.

5. Intellectual Property

All content available through the Service, including but not limited to text, graphics, logos, icons, and software, is the property of Biovancia or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted in these Terms, no part of the Service may be reproduced, distributed, or transmitted in any form without our prior written permission.

6. No Financial or Investment Advice

Any content, tools, or outputs made available through the Service are provided for general informational purposes only and do not constitute financial, legal, tax, or investment advice. You should consult with a qualified, independent professional before making any decisions based on information obtained through the Service. Biovancia makes no representations or warranties regarding the accuracy, completeness, or suitability of any information provided.

7. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by Biovancia. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any such third-party content or services.

8. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Service is provided without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Biovancia does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the extent permitted by applicable law, Biovancia, its affiliates, and their respective officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your access to or use of, or inability to access or use, the Service.

10. Indemnification

You agree to indemnify and hold harmless Biovancia and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Service, in whole or in part, at any time and for any reason, including without limitation a breach of these Terms, without prior notice or liability. Upon termination, your right to use the Service will cease immediately.

12. Changes to These Terms

We may revise these Terms from time to time at our sole discretion. When we do, we will update the "Last updated" date at the top of this page. Your continued use of the Service following the posting of revised Terms constitutes your acceptance of such changes. We encourage you to review these Terms periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction], unless otherwise required by applicable mandatory law.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified and interpreted to accomplish its objectives to the greatest extent possible, and the remaining provisions shall continue in full force and effect.

15. Contact Information

If you have any questions regarding these Terms, please contact us via the details provided on our Contact page.